UK Salary Calculator
Estimate Income Tax, employee National Insurance and take-home pay.
This calculator estimates employee Income Tax and Class 1 National Insurance. Pension contributions, student loans, benefits and tax-code adjustments are not included.
2026/27 Personal Allowance and Income Tax bands: GOV.UK. Employee NI: 8% between the primary threshold and upper earnings limit, then 2% above it.
How to use the UK salary calculator
- Enter your gross annual salary in pounds.
- Choose where you live for tax. Scotland has its own Income Tax bands; England, Wales and Northern Ireland share the same ones.
- Pick your pay frequency to see the amount per pay period.
Worked example
On £50,000 in England, the 2026/27 estimate is £7,486 in Income Tax and £2,994.40 in National Insurance. That leaves about £39,519.60 a year, or £3,293.30 a month. In Scotland the same salary pays about £8,982 in Income Tax because of the different bands.
What is included
The calculator uses a £12,570 personal allowance (reduced above £100,000), the basic, higher and additional rate bands, the Scottish bands for 2026/27, and employee Class 1 National Insurance at 8% up to £50,270 and 2% above. It does not include pension contributions, student loan repayments, benefits in kind or an unusual tax code, so your payslip may differ.
Related
Compare with the US or Canada calculators, or read gross pay vs net pay.
Frequently asked questions
How much is £50,000 after tax in the UK? About £39,520 a year in England, Wales and Northern Ireland for 2026/27, and a little less in Scotland.
Does the calculator include pension or student loan? No. Those deductions change your take-home pay and are not included.
Is National Insurance included? Yes, employee Class 1 National Insurance is included.